Personal Finance

Description

Essential guide to getting your finances in order, planning for what you need now and in the future. This tool by finance guru Lita Epstein focuses on your turning point to a better financial position, making life easier, less stressful and fun knowing exactly where you stand. Whether raising your credit score, maximizing savings, dealing with personal bankruptcy, deciding on insurance coverage, or focusing on budgeting this guide targets the most important financial decisions you need to make with facts and a clear path to follow to make it happen. Seeing the most important financial decision guidance in 6 laminated pages, easily referenced makes this an amazing tool that can change your life for the better. At a price that will not hit your budget hard, it can’t be beat.
6 page laminated guide includes:

Budgeting
Why a Budget is Important

How to Get Started

Build Emergency Funds Budgeting Together

Tackle High-Interest Debt First

Look for Ways to Cut Spending

Removing Temptation

Recognizing Budget Danger Signs

Improving Credit Score

Why Care about Your Credit Score?

What is a Credit Score?

Getting to Know Credit Reporting Agencies

Understanding Your Credit Report Correcting Credit Report Errors

Exploring Credit Score Myths

Maintaining Your Credit Score

Protecting Your Credit Identity

Savings

Paying Yourself First

Saving for Short-Term Goals

Saving for Medium-Term Goals

Saving for Long-Range Goals

Use Multiple Savings Accounts

Insurance

Is Insurance Worth Budgeting for?

Life Insurance

Health Insurance

Car Insurance

Disability Insurance

Liability Insurance

Personal Bankruptcy & Recovery

Chance to Restart Your Financial Life

When to Consider Bankruptcy

Two Types of Bankruptcy for Individuals

Filing for Bankruptcy

Repairing Your Credit History

Getting Credit after Bankruptcy

Additional information